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Can You Buy a Car With Bad Credit? | Fred Martin Nissan

Published on Feb 4, 2026 by Ashley S

Can You Buy a Car With Bad Credit?

Having bad or no credit can definitely complicate many situations. In fact, your credit history plays a huge role in the car loan approval process. Unfortunately, purchasing a vehicle with bad or no credit can be challenging, even if you have the income and a stable employment history.

But bad credit doesnt have to stand in the way of a new ride here at Fred Martin Nissan. Weve compiled a list of tips on how you can prepare.

Clean Up Your Credit Before Shopping

Do your best to pay off past-due accounts, dispute credit report errors, and add positive data to your credit report prior to shopping for a new or pre-owned car.

Avoid Additional Bad Credit Items

Be on your best behavior financially. Dont take on any major credit obligations, including new credit cards.

Check Current Interest Rates

Check online for the latest average automotive loan rate to get a better understanding of what your rate may be.

Save

Your poor credit standing may limit the size of the car loan you can get. A high interest rate will make the amount even lower. Save up in an effort to make a down payment on your new car.

Consider Financing with Fred Martin Nissan

We offer comprehensive Nissan car financing, with a range of rates and terms. Apply for financing today by visiting our website and completing our financing application form.

To learn more about how we can help you, get in touch with our Nissan dealer serving Akron, OH today. We look forward to making your new car dreams a reality.